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Institutional-grade portfolio intelligence

Clarity
beyond the
noise.

Answer 33 questions about yourself. Get a personalised ETF allocation analysis. Understand the macro signals driving it. Free to start.

ℹ️Analytical & educational tool only — not investment advice or portfolio management.
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0
ETFs in universe
0
Individual clients
0
Asset classes
Your risk profile
3
Moderate · out of 5
Equities
75%
Fixed Inc.
20%
Commodities
5%
risk-adjusted α
95%
Half-life
60d
Recession
34%
Live analytics

A dashboard that shows
you everything.

Real-time portfolio metrics, sector breakdown, macro regime indicators, and performance attribution — all in one view.

Portfolio performance vs benchmark
+8.42%
YTD total return · since inception
Portfolio
SPY
Asset allocation
Top holdings
Expected return
+12.4%
Volatility
14.2%
risk-adjusted 95%
−8.7%
What we do

The engine behind
your portfolio.

⚡
risk-adjusted Portfolio Optimisation
Minimises tail risk using Conditional Value-at-Risk, constrained by a personalised return floor derived from your max-Sharpe anchor portfolio.
Risk-adjusted returns
🌐
Macro Regime Detection
A RandomForest model trained on five FRED macro series predicts recession probability four quarters ahead — adjusting your equity allocation continuously.
FRED · ML model
🧠
Behavioural Profiling
33 questions across four sections measure risk tolerance, time horizon, and Lintu Decision Style personality type (ST/SF/NT/NF) to personalise every parameter.
Decision Style · 33 questions
📡
Live ETF Filtering
Quality filters (AUM, expense ratio, inception) and beta classification sort hundreds of ETFs into macro regime buckets — automatically updated daily.
etfdatabase · live
📊
Inflation Tilt
Real-time TIPS breakeven from FRED dynamically adjusts your commodities allocation — gold increases when inflation expectations rise above 2%.
T10YIE · FRED
🔍
Parameter Transparency
Every allocation decision is explained step by step: risk formula, recession overlay, optimizer parameters. You can see and adjust the inputs within safe bounds.
Full explainability
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in seconds.

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Investment amount $50,000
Risk tolerance Moderate · 3/5
Aggressive Conservative
Include crypto exposure
Recession probability (%) 30%
Expansion Deep recession
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Preview allocation
Equities
—
Fixed Income
—
Overlay
—
How we got here
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